Terms of Service

1. About Aptus Invest

Aptus Invest provides online investment and trading services through its digital platform.

Our Services may provide access to a range of financial markets and instruments, subject to applicable laws, regulatory requirements, your eligibility and the specific services available to you.

These Terms should be read together with any applicable Client Agreement, Risk Disclosure, Privacy Policy, Cookies Policy and other legal or regulatory documents published by Aptus Invest.

2. Eligibility

You may access and use our Services only where you are legally permitted to do so.

By using our Services, you confirm that the information you provide to us is accurate, complete and up to date and that you meet any eligibility requirements applicable to the relevant service.

We may refuse an application or restrict access to our Services where required by applicable law, regulation or our internal compliance procedures.

3. Account Registration

Certain Services may require you to create an account.

When registering or maintaining an account, you agree to:

• provide accurate and complete information;
• keep your information current;
• maintain the confidentiality of your login credentials;
• take reasonable steps to protect your account;
• notify us promptly of any suspected unauthorised access; and
• use your account only for lawful purposes.

You must not allow another person to use your account unless expressly authorised by Aptus Invest.

4. Financial Services and Investment Risk

Trading and investing in financial markets involves risk and may result in the loss of some or all of the capital invested.

Past performance is not indicative of future results.

Nothing on this website should be interpreted as a guarantee of investment performance or as personalised investment advice unless expressly stated otherwise.

Before using our Services, you should carefully consider whether the relevant products and services are appropriate for your circumstances and review all applicable risk disclosures and contractual documentation.

5. Information on Our Website

We endeavour to ensure that information published on our website is accurate and up to date.

However, information may change without notice and may contain errors, omissions or information supplied by third parties.

Market information, prices, charts, analysis, news and other materials available through our Services are provided for informational purposes and should not be relied upon as the sole basis for making an investment decision.

6. Acceptable Use

You agree not to use our website or Services to:

• violate any applicable law or regulation;
• commit fraud or engage in unlawful activity;
• obtain unauthorised access to our systems;
• interfere with the security or operation of our Services;
• introduce viruses, malware or other harmful code;
• attempt to circumvent security or authentication measures;
• impersonate another person;
• provide false or misleading information; or
• use the Services in a manner that could damage Aptus Invest, its clients or third parties.

7. Intellectual Property

All content available through our website and Services, including text, graphics, logos, trademarks, designs, software and other materials, is owned by or licensed to Aptus Invest unless otherwise stated.

You may access and use the content for your personal and lawful use in connection with our Services.

You may not reproduce, distribute, modify, publish, transmit, sell or commercially exploit our content without our prior written consent.

8. Third-Party Services

Our website or Services may contain links to websites, applications or services operated by third parties.

These links are provided for convenience and do not necessarily constitute an endorsement of those third parties.

Aptus Invest is not responsible for the availability, content, security or privacy practices of third-party websites or services.

9. Service Availability

We seek to maintain reliable and secure Services but do not guarantee that our website or platform will always be available, uninterrupted or error-free.

Access may occasionally be unavailable due to maintenance, technical issues, security incidents, market conditions, regulatory requirements or circumstances beyond our reasonable control.

10. Suspension and Termination

We may suspend, restrict or terminate your access to our Services where permitted or required by applicable law, regulation or contractual terms.

This may include circumstances involving suspected fraud, unlawful activity, inaccurate information, security concerns, regulatory requirements or a breach of these Terms.

Termination or suspension of access does not affect any rights or obligations that arose before the relevant date.

11. Privacy

Your use of our Services is also subject to our Privacy Policy.

Our Privacy Policy explains how we collect, use, store and protect personal information and how you may exercise applicable privacy rights.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes to our Services, technology, legal requirements or regulatory obligations.

Where appropriate, we will notify users of material changes.

The updated Terms will be published on this page and will include a revised “Last Updated” date.

13. Governing Law

These Terms shall be interpreted in accordance with the applicable laws and regulations governing the relationship between you and Aptus Invest.

Where applicable, the governing law and jurisdiction provisions contained in your Client Agreement will take precedence over these general website Terms.

14. Contact Us

If you have any questions about these Terms or our Services, please contact us using the contact details provided on our website.